Privacy Policy

Summary
We collect and protect the personal and financial information needed to provide tax preparation, insurance, financial planning, and retirement services to clients in the U.S. and China. This short policy explains what we collect, how we use it, and how to contact us.

Information we collect
Name, contact details, government IDs (e.g., SSN, passport), tax returns, account and income details, insurance and health-related data when required, and any other information you provide to deliver our services.

How we use your information
We use your data only to deliver and manage services (e.g., prepare taxes, advise on insurance and retirement, verify identity, prevent fraud, and communicate with you). We do not use data for unrelated purposes.

Sharing
We do not sell or rent personal information. We may share data only with trusted affiliates or as required by law (e.g., court order, tax authority). No third-party analytics or payment processors are used.

Security
We protect data with administrative, technical, and physical safeguards (encryption, access controls, staff training, and secure storage). No system is perfect; please protect your account credentials and notify us of suspicious activity.

Retention
We retain information only as long as necessary to provide services, meet legal or regulatory needs, or resolve disputes, then securely delete or anonymize it.

Your rights
You may request access to, correction of, or deletion of your personal information (subject to legal or contractual limits). You can opt out of marketing communications.